I would recommend to get an electric or hybrid car, a new one, but as loan. It will be cheaper to maintain this car in the future + you save money on gas. It is really up to you, from where to loan money. There are a few options how you can do it: bank, dealership or 3rd party financial companies. I personally decided to work with the last option, since they have clear contract and no hidden fees. As example https://plscashadvance.com/bad-credit-payday-loans-borrow-with-confidence.html, check this article. It is showing that these 3rd party financial companies are even better than banks. Good luck friend!